Please select the plan below to view details.
Which Plan Is Right for Me?
Please explore the Bronze, Silver, and Gold dental plans for more details to help you decide!
Who can I cover?
Our health, dental and vision plans allow you to cover the following:
- Legal spouse
- Children up to the end of the month they turn age 26
- Minor wards up to age 18
- Incapacitated children over age 26
- Children named in QMCSO
Dental Insurance
U-M Health continues to offer a choice of dental plans to meet the needs of team members and their families.
Highlights: Silver (Base) and Gold (Buy-Up) Plans include the following coverage:
- Posterior composite resin fillings and posterior porcelain crowns/bridges
- Special health care needs benefit for team members or dependents who have specific diagnoses which may require additional cleanings/services throughout the year
- Occlusal guard replacement once every five (5) years
Remember that if you participate in a health care Flexible Spending Account (FSA) or Health Savings Account (HSA), you may be able to use your funds on eligible expenses.
Reminders:
- There are no dental coverage cards. You will simply use your SSN at the provider’s office; anyone covered under your plan will also be listed.
- The Delta Dental Gold Plan (Buy-Up) covers adult orthodontics ($1,500 lifetime maximum)!
2026 Non-Union Dental Rate Sheet
2027 Non-Union Dental Rate Sheet
BRONZE DENTAL PLAN
- EPO Network* check network before selecting
- $0 annual deductible
- $0 annual maximum
- Preventative services – exams/cleaning/X-rays: 100% covered
- Child orthodontics (up to age 19): $2,100 copay
- All other services subject to varying copays
Bronze Dental Plan Summary
*The EPO Network is a smaller, exclusive network of providers. While the coverage is more robust, we encourage team members to view the EPO Network provider directory. Exceptions to change plans due to network concerns are not able to be granted.
SILVER DENTAL PLAN
- PPO & Premier Network
- $0 annual deductible
- $1,000 annual maximum
- Preventative services – exams/cleaning/X-rays: 100% covered
- Child orthodontics (up to age 19): 50% covered up to $1,500 lifetime maximum
- $1,000 annual maximum
- All other covered services covered at 50%, up to annual maximum
Silver Dental Plan Summary
GOLD DENTAL PLAN
- PPO & Premier Network
- $0 annual deductible
- $1,500 annual maximum
- Preventative services – exams/cleaning/X-rays: 100% covered
- Child orthodontics (up to age 19): 50% covered up to $1,500 lifetime maximum
- Adult orthodontics (19 or older): 50% covered up to $1,500 lifetime maximum
- All other services covered at 80%, up to annual maximum
Gold Dental Plan Summary
Looking for a participating dental provider? Please visit www.deltadentalmi.com or call customer service at 800-524-0149.
Delta Dental Mobile App Instructions
Please refer to the Summary Plan description for detailed information. Union represented team members may have different benefits. Applicable options are listed on new hire documents, the regional benefits website and will display in the enrollment site during open enrollment. Should any questions arise, contracts in effect will take precedence.
UNION DENTAL CARE PLANS
If you are a union-represented team member, please select the applicable union below.