REGIONAL HEALTH PLANS
Please select the plan below to view details.
MNA BCBSM Plan
PPO
MNA PECSH’s BCBSM plan, which pairs optionally with a healthcare Flexible Savings Account (FSA).
MNA PECSH BCBSM Plan Benefits at a Glance (BAAG)
MNA PECSH BCBSM plan overview:
Blue Cross, Blue Shield of Michigan (BCBSM) is a preferred provider organization (PPO) which allows team members to have services performed either in or out of network.
After your deductible is met, team members are responsible for paying a percentage copay on all covered services until their Annual Max Out of Pocket has been met for the year.
Offers a large provider network and may be for team members that need to seek services outside the U-M Health Network or the state of Michigan (such as a child in college out of state).
BCBSM Formulary (2026 Formulary not yet available)
- Enrollment requirements:
- Team members covered by a high-deductible health plan (HDHP) may not enroll in a non-HDHP (plans) or make or receive FSA contributions
- Non-HDHP coverage includes Medicare, Medicaid, Tricare
- Team members enrolled in the Gold Plan should not make or receive HSA contributions, but can participate in the health care FSA
- Team members covered by a high-deductible health plan (HDHP) may not enroll in a non-HDHP (plans) or make or receive FSA contributions
- FSA contribution limits (2026 listed):
- $3,300
Contributions are pre-tax, and FSA funds can be used on eligible items. FSA funds do not rollover year after year, but there is a 2 ½ month grace period where you can incur expenses from Jan. 1 to March 15 of the following plan year to use up unspent funds.
- Eligible expenses: Eligible expenses include out-of-pocket expenses related to doctor visits, prescription medications, dental/vision exams and much more!
- Check eligible expenses on our vendor’s (Wex) website!
- FSA card: WEX debit card tied to individual healthcare FSA accounts will be issued. Team members can request additional cards from the vendor.
- Employer contribution: There are no FSA employer contributions; all funds are team member contributions only.
Additional F.S.A. resources:
More on Flexible Spending Accounts
Wex contact information:
Contact Wex for questions about debit cards (including to request new cards), mobile app/website support, etc.
Benefits Account Login | Benefits Administration Acct Login | WEX Inc. Login
Important compliance note:
Team members electing FSA benefit options are responsible for managing compliance with IRS FSA rules.
UNION HEALTH PLANS
If you are a union-represented team member, please select the applicable union below.
