Voluntary Benefits

Voluntary benefits are available to benefit eligible team members in addition to your core benefits package. You can purchase/enroll in the coverage that is unique to your needs. You pay 100% of the cost through convenient payroll deductions. IMPORTANT to note – newly eligible and newly enrolling team members must enroll via the links below. Do not enroll directly via the individual vendor’s site, otherwise the payroll deductions will not start, and you will be billed directly by that vendor. Team members will only use the individual vendors’ websites once they’re enrolled via our voluntary program and want to create their member account logins.

Newly Eligible/Newly Enrolling Instructions:

UM Health-Sparrow team members will enroll by calling 855-421-9449 ​or by visiting http://boss.employeenavigator.com/​.
Please see enrollment instructions for first time registrants.

UM Health-West team members will enroll via Plan Source:
Online access 24/7 at https://benefits.plansource.com/?umhwest
Enter Username: your username is your system access login
Password: your birth date (YYYYMMDD)

 

ACCIDENT INSURANCE​

Can help you pay for unexpected costs that can add up due to common injuries such as fractures, dislocations, burns, emergency room or urgent care visits and physical therapy.  If you or a covered family member has an accident, this plan pays a lump-sum, tax-free benefit. Read More

CRITICAL ILLNESS INSURANCE​

Can help fill a financial gap if you experience a serious illness such as cancer, heart attack or stroke. Upon diagnosis of a covered illness, a lump-sum, tax-free benefit is immediately paid to you. Use it to help cover medical costs, transportation, childcare, lost income, or any other need following a critical illness. Read More

HOSPITAL INDEMNITY INSURANCE​

Can enhance your current medical coverage. The plan pays a lump sum, tax-free benefit when you or an enrolled dependent is admitted or confined to the hospital for covered accidents and illnesses. Read More

ARAG LEGAL INSURANCE​

Many of life’s moments—big and small— call for legal guidance. It is not just handy for when trouble strikes, but for all kinds of reasons, from negotiating new home contracts to estate planning. ARAG Legal Plans make it easy to get the legal help you need. Read More

IDENTITY THEFT INSURANCE​

Choose from two levels of protection to safeguard your personal and credit information and get help with restoring your credit – and your good name – if fraud occurs. *Available to UM Health-Sparrow team members only and can enroll at any time through the year. Read More

WAGMO

A new breed of pet benefit beyond the basic of pet insurance with benefits designed for everyday pet care. Wagmo Wellness provides reimbursements for routine and preventive pet care not typically covered by pet insurance such as routine exams, bloodwork, vaccinations, grooming and more! Check out this Q&A or Read More