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U-M Health Regional Bronze Plan

HDHP PPO

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HEALTH INSURANCE PLAN COMPARISONS

Bronze, Silver & Gold Plans for Non-Union Team Members

TYPE OF EXPENSE
CONSUMER-DIRECTED HEALTH (BCBSM)
COMPREHENSIVE MAJOR MEDICAL (BCBSM)
MICHIGAN CARE (PHP/UM HEALTH PLAN)
U-M PREMIER CARE (BCN)
COMMUNITY BLUE PPO (BCBSM)
Monthly premium
Lower
Lower
Moderate
Moderate
Higher
Individual deductible
$1,650
$500
None
None*
None
Family deductible
$3,300
$1,000
None
None*
None
Office visit copay
Deductible and coinsurance apply
Deductible and coinsurance apply
$25
$25
$25
Specialist visit copay
Deductible and coinsurance apply
Deductible and coinsurance apply
$30
$30
$30
Coinsurance
10% after deductible
20% after deductible
$0
$0
50% if out of network